My billfold doesn't have a prayer
  There's Christmas catalogs everywhere
  She keeps looking at the jewelry section
  Cutting pictures out of her selections
    I said we need to hold it down this year
  And in her eye she got a big ol' tear
  She wants a Christmas rock
  But Santa's pockets ain't got no roll
    She don't want pots and pans
  Just something shinin' on her hand
  With an emerald or a diamond on it
  I had a budget but she's gone and blown it
  Down to the jewelry store, here I go
  Hear the clerk say, ho, ho, ho
  She wants a Christmas rock
  But Santa's pockets ain't got no roll
    She don't want anything from sears
  No tools or garden shears
  There's something special on her mind
  And I can't even afford the shine
    I wish she'd settled for a long nightshirt
  No, I've got to give till it hurts
  She wants a Christmas rock
  But Santa's pockets ain't got no roll
    She don't want pots and pans
  Just something shinin' on her hand
  With an emerald or a diamond on it
  I had a budget but she's gone and blown it
  Down to the jewelry store, here I go
  Hear the clerk say, ho, ho, ho
  She wants a Christmas rock
  But Santa's pockets ain't got no roll
    She wants a Christmas rock
  But ol' Santa's pockets ain't got no roll